Kniha Accurately Classifying Credit Scoring using Ensemble GradientBoost Armin Lawi

Accurately Classifying Credit Scoring using Ensemble GradientBoost

Jazyk: Angličtina
Vazba: Brožovaná
Dostupnost: Skladem u dodavatele
Odesíláme za 5-8 dnů
789
The credit industry has grown very rapidly almost all over the world. Giving credit is regarded as a...

Informace o knize

Jazyk
Angličtina
Vazba
Kniha - Brožovaná
Vydáno
2018
Stránek
56
EAN
9786139893331
Enbook ID
20207840
Hmotnost
102
Rozměry
150 x 220 x 3

Kompletní popis

The credit industry has grown very rapidly almost all over the world. Giving credit is regarded as a business activity which generates profits for banks and other financial institutions. However, loans can also be a source of risk of loss. The recent financial crisis has raised the attention of banks and other financial institutions about credit risk. Therefore, the Basel Committee asked all banks and financial institutions to implement a credit scoring system to assist in estimating the level of credit risk. The method for Credit Scoring has been developed to select a better model in predicting credit risk. Data mining methods are superior to the statistical methods of dealing with Credit Scoring issues, especially for nonlinear relationships between variables. By flashing the ensemble method with statistical methods, proven to achieve a higher level of accuracy than the method of data mining. the classification process will be carried out to classify prospective borrowers into two classes: good prospective borrowers and bad prospective borrowers based on the characteristics of prospective borrowers using the GradientBoost ensemble method.

Mohlo by vás zajímat

1 311
210
212
403

Aquatic Ecology

VINCENT JENNINGS
2 968
250

China in Law and Commerce

THOMAS R JERNIGAN
855
2 760

Christmas Pig

Kinky Friedman
256

Zákaznicí kteří koupili tuto knihu koupili také

19
541
3 780
286
595

Odu Orisa - Volumen 4

BABA OS OMOTOBATALA
813